State Farm Bank Rates

Compare All Rates
Balance Rate APY* Features
$0 - $2,499 0.00% 0.00%
$2,500+ 0.25% 0.25%
  • Make deposits from home or on the go with MyTime Deposit®
  • Unlimited foreign ATM surcharge rebates with direct deposit
  • Bank anywhere with State Farm Pocket Agent®
    * Annual Percentage Yield(APY) as of 08/27/2014
Balance Rate APY* Features
$0 - $99 0.00% 0.00%
$100 - $9,999 0.30% 0.30%
$10,000 - $24,999 0.40% 0.40%
$25,000 - $49,999 0.50% 0.50%
$50,000 - $99,999 0.60% 0.60%
$100,000+ 0.65% 0.65%
  • Great rate and FDIC insured
  • Make deposits from home or on the go with MyTime Deposit®
  • Free, convenient online banking and bill payment
  • Unlimited foreign ATM surcharge rebates with direct deposit
    * Annual Percentage Yield(APY) as of 08/27/2014

Features

  • Competitive Rates
  • No Application Fee
  • Low Closing Costs
Duration Rate APY* Features
3 months 0.05% 0.05%
6 months 0.10% 0.10%
12 months 0.15% 0.15%
24 months 0.55% 0.55%
36 months 1.44% 1.45%
48 months 1.73% 1.75%
60 months 2.13% 2.15%
  • Great rate and FDIC insured
  • Interest compounded daily
  • Flexible interest payment options
    * Annual Percentage Yield(APY) as of 08/27/2014
Card Type Purchase APR* Features
State Farm Crystal Rewards® Visa Signature® 13.24 - 20.24%
State Farm® Rewards Visa® 13.24 - 20.24%
State Farm® Good Neighbor Visa® 11.24 - 18.24%
State Farm® Student Visa® 11.24 - 18.24%
State Farm Bank® Business Visa® 13.24 - 20.24%
  • Simplicity, convenience and great rates
  • Online discounts
  • Choice of standard or rewards earning credit cards
    * Annual Percentage Rate(APR) as of 01/23/2014
Term APR* Amount Features
Loans
60 months 4.58 - 8.75% $10,000 - $500,000
61 - 120 months 4.10 - 9.50% $10,000 - $500,000
121 - 180 months 4.38 - 9.60% $10,000 - $500,000
Lines of Credit
120 months<sup>1</sup>* 4.20 - 7.00% $10,000 - $500,000
  • No application fee
  • Low Lender Closing Fees
  • State Farm Bank will pay the first $200 of state imposed mortgage taxes and up to $300 for any attorney's fees. There is a $400 prepayment penalty in the first 24 months in all states except TX.
    * Annual Percentage Rate(APR) as of 11/20/2013
Vehicle Type APR* Features
Automobiles; Light Trucks; Vans; SUVs
New Vehicles (2013 - 2015) As low as 2.19%
Used Vehicles (2012 & Older) As low as 2.70%
Boats; Recreational Vehicles; Travel Trailers
New Vehicles (2013 - 2015) As low as 4.84%
Used Vehicles (2012 & Older) As low as 4.94%
  • No Hidden Fees
  • Quick Application Process
  • Total Loss Debt Cancellation included at no cost (not an insurance product)
    * Annual Percentage Rate(APR) as of 08/24/2014