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State Farm Bank® delivers competitive interest rates on a host of checking and savings accounts, low APRs on credit cards, and affordable rates on home and vehicle loans. Select a category to see the current rates for your area.

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Personalized Rates for: 61791

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Interest Checking Account1
05/22/2013
Earn a competitive interest rate when you have an account balance of at least $2,500
BalanceInterest RateAnnual Percentage Yield (APY)Features
$0 - $2,499
0.00%
0.00%
  • Make deposits from home or on the go with MyTime Deposit®
  • Unlimited foreign ATM surcharge rebates with direct deposit
  • Bank anywhere with State Farm Pocket Agent®
  • Learn More
$2,500+
0.25%
0.25%
Fees and charges may reduce earnings on accounts. Deposit Product Rates may vary by geographic region.
1 Rates may change after account is opened. Minimum opening deposit is $100.
Money Market Savings3
05/22/2013
With our money market savings account, you can safely save for the future while earning a great rate.
BalanceInterest RateAnnual Percentage Yield (APY)Features
$0 - $99
0.00%
0.00%
  • Great rate and FDIC insured
  • Make deposits from home or on the go with MyTime Deposit®
  • Free, convenient online banking and bill payment
  • Unlimited foreign ATM surcharge rebates with direct deposit
  • Learn More
$100 - $9,999
0.30%
0.30%
$10,000 - $24,999
0.40%
0.40%
$25,000 - $49,999
0.50%
0.50%
$50,000 - $99,999
0.60%
0.60%
$100,000+
0.65%
0.65%
Fixed-Rate Certificates of Deposit (CDs)2
05/22/2013
Consider a fixed-rate CD for predictable income or a way to grow your savings.
Duration
Less than $100,000
$100,000 or more
Interest Rate
Annual Percentage Yield (APY)
Interest Rate
Annual Percentage Yield (APY)
3 months
 
0.05%
0.05%
0.07%
0.07%
6 months
 
0.10%
0.10%
0.11%
0.11%
9 months
Special Term
0.60%
0.60%
0.60%
0.60%
12 months
 
0.30%
0.30%
0.31%
0.31%
15 months
Special Term
0.90%
0.90%
0.90%
0.90%
24 months
 
0.50%
0.50%
0.53%
0.53%
36 months
 
0.67%
0.67%
0.68%
0.68%
48 months
 
0.82%
0.82%
0.83%
0.83%
60 months
 
1.15%
1.16%
1.17%
1.18%
Features
  • Great rate and FDIC insured
  • Interest compounded daily
  • Flexible interest payment options
  • Learn More
Individual Retirement Account (IRA) Certificates of Deposit (CDs)2
05/22/2013
Enjoy a competitive guaranteed interest rate for the selected term, as well as the benefits of saving in a tax-advantaged account.
To apply for an IRA CD, contact a State Farm Agent.
Contact a State Farm Agent
Duration
Less than $100,000
$100,000 or more
Interest Rate
Annual Percentage Yield (APY)
Interest Rate
Annual Percentage Yield (APY)
12 months
 
0.35%
0.35%
0.36%
0.36%
15 months
Special Term
0.90%
0.90%
0.90%
0.90%
24 months
 
0.55%
0.55%
0.58%
0.58%
36 months
 
0.72%
0.72%
0.73%
0.73%
48 months
 
0.87%
0.87%
0.88%
0.88%
60 months
 
1.20%
1.21%
1.22%
1.23%
Features
  • Open your account with $500 and start earning interest
  • Available as either a traditional or Roth account
  • Multiple terms available ranging from 12 months to 60 months
  • Interest is compounded daily
  • Learn More
Individual Retirement Account (IRA) Money Market Savings3
05/22/2013
Whether you want to direct a portion of your paycheck toward retirement savings or withdraw funds without being charged a penalty, this account provides the convenience and flexibility you're seeking.
To apply for an IRA Money Market Savings, contact a State Farm Agent.
Contact a State Farm Agent
BalanceInterest RateAnnual Percentage Yield (APY)Features
$0 - $99
0.00%
0.00%
  • Open your account with $1,000 and start earning interest
  • Available as either a traditional or Roth account
  • Multiple terms available ranging from 12 months to 60 months
  • Interest is compounded daily.
  • Learn More
$100 - $9,999
0.35%
0.35%
$10,000 - $24,999
0.45%
0.45%
$25,000 - $49,999
0.55%
0.55%
$50,000 - $99,999
0.65%
0.65%
$100,000+
0.75%
0.75%
Coverdell Education Savings Account (ESA) CDs2
05/22/2013
College costs keep increasing, but with a Coverdell ESA you can make every dollar count.
To apply for a Coverdell Education Savings Account, contact a State Farm Agent.
Contact a State Farm Agent
Duration
Less than $100,000
$100,000 or more
Interest Rate
Annual Percentage Yield (APY)
Interest Rate
Annual Percentage Yield (APY)
12 months
 
0.35%
0.35%
0.36%
0.36%
15 months
Special Term
0.90%
0.90%
0.90%
0.90%
24 months
 
0.55%
0.55%
0.58%
0.58%
36 months
 
0.72%
0.72%
0.73%
0.73%
48 months
 
0.87%
0.87%
0.88%
0.88%
60 months
 
1.20%
1.21%
1.22%
1.23%
Features
  • Open your account with $500 and start earning interest
  • Multiple terms available ranging from 12 months to 60 months
  • Interest is compounded daily.
  • Learn More
Health Savings Account (HSA)1
05/22/2013
With our health savings account (HSA), which works similarly to an interest bearing checking account, you can pay for qualified medical expenses tax free, deduct contributions from your income taxes, and accumulate unused funds for expenses in the future.
To apply for a Health Savings Account, contact a State Farm Agent.
Contact a State Farm Agent
BalanceInterest RateAnnual Percentage Yield (APY)Features
$0 - $2,499
0.05%
0.05%
  • Open your account today with $100, and never worry about a minimum balance fee.
  • Contributions to your HSA are tax deductible and may be made by you, your employer, or both.
  • Interest earned is not taxed.
  • Variable, tiered interest rate applies and is compounded daily.
  • Learn More
$2,500 - $9,999
0.15%
0.15%
$10,000+
0.40%
0.40%
Savings1
05/22/2013
Whether you're saving for a new car, a dream vacation, or wanting the peace of mind that comes from knowing you're ready for the unexpected, our savings account will help you grow your money safely.
BalanceInterest RateAnnual Percentage Yield (APY)Features
$0 - $24,999
0.12%
0.12%
  • Open your savings account with only $100.
  • Get up to $10 in ATM surcharge rebates per statement cycle.
  • Can be used as an overdraft protection account for a State Farm Bank® Deposit Account.
  • Free ATM card available.
  • Learn More
$25,000 - $49,999
0.17%
0.17%
$50,000 - $99,999
0.42%
0.42%
$100,000+
0.51%
0.51%
Fees and charges may reduce earnings on accounts.
Deposit Product Rates may vary by geographic region.
1 Rates may change after account is opened. Minimum opening deposit is $100.
2 A penalty may be imposed for early withdrawals, which could reduce the Annual Percentage Yield (APY). Minimum opening deposit for an account Less than $100,000 is $500.
3 Rates may change after account is opened. Minimum opening deposit is $1,000.
Visa® Credit Cards
01/16/2011
From cards that offer rewards, to cards just for college students, we have a product that's right for you.
Card TypeAnnual Percentage Rate (APR)1Features
State Farm Crystal Rewards® Visa Signature®
13.24 - 20.24%
  • Simplicity, convenience, and great rates.
  • Online Discounts
  • Choice of standard or rewards earning credit cards
  • Learn More
State Farm® Rewards Visa®
13.24 - 20.24%
State Farm® Good Neighbor Visa®
11.24 - 18.24%
State Farm® Student Visa®
11.24 - 18.24%
State Farm Bank® Business Visa®
13.24 - 20.24%
1The annual percentage rate is based on creditworthiness and will vary with the market based on the Prime Rate.
Home Mortgage Loans
Choose from a variety of fixed-rate and adjustable rate mortgage loans to meet your home financing needs.
Features
  • Competitive Rates
  • No Application Fee
  • Low closing costs
  • Learn More
Home Equity Loans
08/01/2012
Tap into your home investment when you really need it with a home equity loan or line of credit.
TermAnnual Percentage Rate (APR)AmountFeatures
Loans
60 months
6.25 - 8.25%
$10,000 - $500,000
  • No application fee
  • Low Lender Closing Fees
  • State Farm Bank® will pay the first $200 of state-imposed mortgage taxes and up to $300 for any attorney fees.
  • Learn More
61 - 120 months
5.50 - 8.75%
$10,000 - $500,000
121 - 180 months
5.25 - 8.75%
$10,000 - $500,000
Lines of Credit
120 months1
4.00 - 6.50%
$10,000 - $500,000
Vehicle Loans
04/29/2013
Find competitive loan rates on cars, trucks, boats, motorcycles, and many other small vehicles.
To apply for a loan, contact a State Farm Agent.
Contact a State Farm Agent
Vehicle TypeAnnual Percentage Rate (APR)Features
Automobiles, Light Trucks, Vans, SUVs
  • Quick application process
  • No application fees
  • Minimum loan amount is $5,000 for most terms
  • Minimum monthly payment requirement for all terms
  • Total Loss Debt Cancellation included at no cost (not an insurance policy)
  • Learn More
New Vehicles (2012 - 2014)
As low as 2.39%
Used Vehicles (2011 & Older)
As low as 3.09%
Boats, Recreational Vehicles, Travel Trailers
New Vehicles (2012 - 2014)
As low as 5.09%
Used Vehicles (2011 & Older)
As low as 5.19%
ATVs, Jet Skis, Motorcycles, Snowmobiles, Other
New Vehicles (2012 - 2014)
As low as 5.99%
Used Vehicles (2011 & Older)
As low as 6.59%
There is no requirement to purchase any insurance or other products from State Farm in connection with or as a condition to obtaining a loan from State Farm Bank.
You are free to obtain any collateral insurance required by State Farm Bank from any insurer of your choice acceptable to State Farm Bank.
You may also receive more information regarding the Bank's underwriting standards by visiting statefarm.com, or by contacting the Bank at 1-877-SF4-BANK (1-877-734-2265).
110-year draw period followed by 15 year repayment period.

Deposit and Loan products offered through State Farm Bank, F.S.B., Bloomington, Illinois, Member FDIC and an Equal Housing Lender. Securities, insurance and annuity products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and subject to investment risk, including possible loss of principal invested.
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