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Photo of Lilian Hee-Karstadt
  • Main Office
Street Address:
385 The West Mall
Suite 303
Etobicoke, ON M9C1E7
Mailing Address:
385 The West Mall Suite 303
Etobicoke, ON M9C 1E7
  • Landmark:
    Next to the Etobicoke Civic Centre(427 south of Burnamthorpe)
  • Phone: (416) 622-1200
    Fax: (416) 622-1205
  • Office Hours:
    Mon - Fri 9am to 8pm
    Sat - 10am to 2pm
    Other time by appointment
Languages we speak:
State Farm product policies, contracts, required notices are in English only.
  • Cantonese
  • Hindi
  • Malay
  • Mandarin
  • Punjabi
My background and achievements
  • Fellow Life Management Institute
  • Over 20 years experience in the insurance industry
  • Senior financial executive in financial services
  • Most recently VP Finance of a mutual fund co
  • President, Team Futures Gymnastics
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  • Multi line full service Agent
  • We speak English, Chinese, Hindi and Pujabi in office
  • We focus on car & auto insurance, home insurance,
  • -Life insurance
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Meet the team
  • Raman Bhardwaj
  • Fang Guan
  • Ihor Yasynovsky
Our mission is to help families by providing insurance protection against everyday risks and unexpected events, and to help families plan their financial future.Our vision is to be our customers' trusted insurance and financial advisor. We will offer a wide range of insurance and financial solutions for their protection. We will be our customers' first and best choice for the product and services we provide.
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Access your account
  • Let us find a product that fits your needs. Our investment options help you save for life events.

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  • Whether you're looking for a used car to drive around town or a brand-new RV to drive around the country, get the vehicle loan that offers you the best terms possible. State Farm Finance Corporation® can help.
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  • Let us help you find the insurance products that fit your needs. Learn more about the variety of meaningful living benefit coverages available to protect against medical costs, lost income, and the need for ongoing care. *
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  • Our annuities products can help you successfully manage both stages of your retirement—before and after.
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  • State Farm Insurance Video
    Did You Know?
    Safer Cars, Lower Rates. Car Shopping Soon?

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    State Farm is there for life.

    State Farm Insurance® began selling life insurance more than 75 years ago in April 1929. Today, State Farm® has over 7 million life insurance and annuity policies in force.

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    Cell Phone Safety

    Cell phone units that allow the hands to be free offer no safety advantage over hand-held units.

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    The Landlords Insurance Covers Me

    Your landlord's insurance generally only covers the building where you live - not your personal belongings and your liability.

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    I Do Not Own Very Much

    Most people's belongings are often worth more than they think. That's one reason why you need Renters Insurance.

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    Helpful Info

    24 Hour Good Neighbor Service
    Vehicle Financing