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Photo of Charles Totoro
Street Address:
2323 Millersport Highway
PO Box 603
Getzville, NY 14068-0603
Mailing Address:
PO Box 603
Getzville, NY 14068-0603
  • Landmark:
    In the Getzville Plaza next to Subway
  • Phone: (716) 688-5700
    Fax: (716) 688-0754
  • Office Hours:
    Mon-Fri 9:00am to 5:00pm
    Evenings and Sat by Appt

My background and achievements
  • Serving Amherst, NY since 1984
  • National Association of Insurance & Financial Advisors
  • Legion of Honor - Crystal Excellence Agent
  • Buffalo Association of Insurance & Financial Advisors
  • Second Generation State Farm Agent
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  • State Farm Insurance Video
    Did You Know?
    Preventing Water Damage

    Take a few extra moments every week to check potential trouble spots in and around your home. Early detection could mean the difference between a simple mop-up job and major construction repairs.

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    The Landlords Insurance Covers Me

    Your landlord's insurance generally only covers the building where you live - not your personal belongings and your liability.

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    Don't miss out on discounts you're not aware of

    Good driver, multi-line, multi-car discounts? There are discounts available that could save you up to 40% on your insurance premiums. Learn More.

    3 of 5
    Safer Cars, Lower Rates. Car Shopping Soon?

    Some insurers increase premiums for cars that have higher rates of damage or occupant injury. And cars that do better in safety tests? They're more likely to get you lower rates.

    4 of 5
    Cell Phone Safety

    Cell phone units that allow the hands to be free offer no safety advantage over hand-held units.

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    Helpful Info

    Register to Manage My Policies Online
    Seven Strategies to Savings
    Buying a Car
    Financial Calculators